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Cuan
Free tool · Finance

Is your reserve fund keeping pace?

Estimate whether your sinking-fund contributions are enough for the building's future maintenance and capital obligations, with a ten-year projection and the exact funding gap to close.

A board answer in four minutes

No spreadsheet, no consultant. Answer a handful of questions about the building and its finances and get a clear reserve health score.

Grounded in MUD Act thinking

Built around the kind of component-lifecycle reasoning a sinking-fund study uses, lifts, roofs, plant, fire systems, scaled to your unit count.

See the gap, and how to close it

A ten-year projection shows where the fund is heading, the annual shortfall, and the per-unit monthly increase that fixes it.

Example output

A board-ready answer, instantly.

Every run produces a score, a ten-year projection and a plain-English funding gap, the things a treasurer actually needs to put in front of the board.

cuanomc.ie/tools/reserve-fund-calculator

Reserve health score

64

Moderate

Recommended / yr

€78,400

Current / yr

€30,000

Annual gap

€48,400

Per unit / mo

€40.33

Projected to run dry around year 6 on current contributions.
The tool

Model your reserve fund.

Three short steps. Indicative only, but enough to know whether you have a problem, and how big.

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Building features

Lift(s)
Underground parking
Access control / gates
Communal heating
Flat roof
Fire safety systems
Good to know

Reserve fund questions, answered.

No, and we're explicit about that. It's a fast, transparent estimate to tell you whether you likely have a problem and roughly how big it is. For a formal MUD Act sinking-fund study you'd still commission a surveyor; this tool helps you know when that's urgent.
Financial Planning Suite

Keep this model live against your real ledger.

The calculator is a snapshot. On Cuan, your reserve position updates automatically as money moves, so the board never gets a surprise.