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Cuan
The platform

Run every OMC from one place. Get paid faster doing it.

One platform that bills and collects service charges, recovers arrears on autopilot, clears the owner inbox, and keeps every cert, AGM and contractor in line — so nothing slips and the money comes in on time.

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Portfolio

Arrears overview

+15 pts on-time

Outstanding

€0

▼ €174.5k recovered

On-time collection

0%

vs 81% last cycle

Plans self-enrolled

0

63% out of hours

Recovery velocity

This year Last year
OctNovDecJan

Developments

Add
DevelopmentFundedStage

Riverwood Hall

214 units

93%
Healthy

Custom House Quay

96 units

88%
Healthy

The Maltings

142 units

84%
On track

Seapoint Court

68 units

79%
Watch
01Billing & payments€ money · T time

From approved budget to bank, in one click.

Every unit gets a branded invoice at once — portal, email, SMS nudge, postal PDF for the no-contact list. It answers the three questions owners actually have: how much, what for, and how to pay.

  • Equal-weight payment options: card now, direct debit (the strategic rail), self-serve instalment plan, or bank transfer with a unique per-unit reference for auto-matching.
  • Instant itemised receipts and a rolling owner statement — ending the 'can you send me a statement' email category entirely.
  • Levy and ad-hoc billing reuse the same machinery, with their own communications template.
9:41
Harbour & Quay Property

Unit 14 · Riverwood Hall

€1,284.00

Service charge 2026 · due 1 Nov

Pay before 1 Nov

Save 3% · €38.52

21d : 04h

Pay now by card

Instant receipt

Direct debit

Annual or monthly

Spread over instalments

Set up in 2 minutes

Riverwood is funded for 2026

84%

Member in good standing since 2023

Paid · reconciled

3 taps · 14 seconds

02The arrears ladder€ money · R risk

A humane machine that removes the awkward call.

A per-OMC state machine on every unit's balance: Day 0 invoice → Day 14 reminder → Day 30 self-serve plan offer → Day 60 formal demand → Day 90 one-click solicitor pack.

  • The Day-30 one-tap plan offer is the unlock — owners self-cure at 11pm, no call made or received.
  • Vulnerable-flags pause automation; disputes freeze the ladder; every send is board-approved, in your tone, and logged.
  • The portfolio arrears dashboard shows total owed, ageing, recovery velocity and plan enrolment across the whole book.
app.cuan.ie/portfolio/arrears

Portfolio · 31 OMCs · 2,069 units

Outstanding across the book

+15 pts on-time
€0€612,900

Recovered €174,500 this cycle — the machine, not the phone.

Ladder stage distribution

Current1840
Day 14122
Day 30 · plan offered64
Day 4528
Day 6011
Day 90 · solicitor4

Plans self-enrolled

0

63% out of hours

DD mandate coverage

0%

+12 pts YoY

Live · 23:04

Owner of Unit 14, Riverwood spread her balance over 6 instalments by direct debit.

From her phone in Sydney. No call made. No call received.

Plan active · ladder paused
Projected recovery

0%

by cycle close, vs 81% last year

Funding by development

View all 31
Riverwood Hall93% funded · 214 units
+15
Custom House Quay88% funded · 96 units
+7
The Maltings84% funded · 142 units
+12
Seapoint Court79% funded · 68 units
+5
03The AI owner inboxT time

Every inbound becomes a decision, not a chore.

Portal messages, forwarded emails and phone calls logged in 10 seconds all become Requests. AI identifies the unit, classifies, merges duplicates, flags urgency and drafts the reply in your tone.

  • Four reports about one leak collapse into a single urgent work order — the PM approves once.
  • Approval-first always: nothing reaches an owner until a human taps approve.
  • Every request closes the loop automatically — reporters are told when it's resolved, with the completion photo.
app.cuan.ie/requests · Riverwood Hall

Inbound · last 15 minutes

Portal · Tenant C-14

Water coming through the stairwell ceiling 💧

07:41

Email · J. Murphy (Owner)

There's a brown stain spreading on Block C landing

07:48

Email · Owner B-2

Is someone looking at the leak in C?

07:53

Phone · quick-logged 10s

Resident rang re: ceiling water, Block C

07:55
Cuan AI merged 4 reports → 1 request
AI triage · drafted Urgent · water

Water ingress — Block C stairwell

MaintenanceBlock C4 reporters linkedRoofing

Suggested reply · agency tone

“Thanks for letting us know — we've logged the water ingress in the Block C stairwell and a roofing contractor is being assigned this morning. We'll update you the moment it's resolved.”

Proposed next action

Send acknowledgement to all 4 → create work order → assign roofing contractor with photos.

Nothing is sent until you tap approve. Always.

04Work orders & contractorsT time · R risk

Dispatch in a tap. Close with evidence.

A request converts to a work order carrying all its context. The contractor gets a magic-link job page — no account, zero training — and the invoice lands on the right budget line.

  • Completion photos are required to close; the invoice attaches to the job and keeps live actuals honest.
  • Contractor insurance-expiry tracking with auto-chase and a hard block on assignment when lapsed.
  • Recurring jobs — lift, fire alarm, emergency lighting, insurance renewals — generate automatically onto the compliance calendar.
app.cuan.ie/work-orders
UrgentWO-2041 · Block C

Water ingress — stairwell roof

Cahill Roofing Ltd

Insurance valid · accepted via magic link

On site 11:00

Access: key safe code with caretaker · park in visitor bay 3

Reported by tenant + 3 owners07:48
Acknowledged, work order raised08:05
Assigned to Cahill Roofing08:12
Completed · photos + invoice in13:30

4 reporters auto-updated

€480 → Building repairs

05Compliance calendarR risk

Nothing missed, across 31 OMCs.

The statutory and contractual drumbeat — certs, servicing, insurance renewals, AGM due dates, CRO Annual Return Dates — rolls up per OMC and across the whole portfolio, with evidence required to mark each item done.

  • Each recurring item demands a cert upload before it can be closed — no green tick without proof.
  • Escalating reminders route to the responsible party ahead of every deadline.
  • The portfolio roll-up is your 'everything's green across the book' screen.
app.cuan.ie/compliance

Portfolio compliance · June

94% green
Fire alarm certs29/31
Lift servicing31/31
Emergency lighting2 due
Insurance renewals30/31
CRO Annual Returnsall on track
06AGMs & governanceT time · R risk

A 14-AGM season, without the late nights.

Pick a date and Cuan validates notice periods, assembles the pack from live data, collects proxies and electronic pre-votes, checks quorum live, and finalises minutes to the vault.

  • Electronic pre-voting brings in the members who'd never attend in person — so motions actually carry.
  • Meeting-day view combines room attendance, proxies and e-votes into one live tally.
  • Statutory member and director registers stay current automatically, with CRO filing reminders.
app.cuan.ie/agm · Riverwood Hall

Motion 3 · Approve 2027 budget

Quorum met
In the room19
Proxies23
E-votes (pre-cast)61
Carried87 for · 14 against · 2 abstain
07The sale pack€ money · T time

A dreaded chore becomes a 60-second margin product.

On a unit sale, the solicitor needs statements, arrears, MUD Act replies, certs and minutes. Cuan generates the bundle from live data — with your fee collected by card before release.

  • AI pre-populates the requisition replies, flagging only what needs your confirmation.
  • Your €150–300 fee is collected before a secure expiring link reaches the named solicitor.
  • Every pack is versioned and archived — what was certified, and when.
app.cuan.ie/sale-pack · Unit 14

Sale pack · solicitor bundle

Generated in 58 seconds

was 3 days
7 of 7 verifiedCompiled against the MUD Act 2011 checklist
PDF

Service charge statement — Unit 14

182 KB

Verified
PDF

Arrears position · €0.00

44 KB

Verified
DOCX

MUD Act information replies

96 KB

Verified
PDF

Insurance certificate 2026

1.2 MB

Verified
PDF

House rules (current)

210 KB

Verified
PDF

Last 2 AGM minutes

340 KB

Verified
XLSX

Approved budget & sinking fund

78 KB

Verified
AI pre-populated the requisition replies. One flag for you to confirm: pending levy?

€250 fee collected by card

Secure expiring link to named solicitor

You charge €250 for this. It cost you six minutes.

08CommunicationsT time

Say it once, to exactly the right people.

Segmented announcements over branded email and SMS — by OMC, block, unit type, or owners vs residents vs directors — with delivery tracking and a portal noticeboard archive.

  • An emergency broadcast path (water off, lift down) prioritises SMS.
  • AI drafts levy explanations, works notices and AGM reminders in your tone — approval-first as always.
  • Everything logs to the OMC and unit timelines, so 'we did inform members' is always provable.
app.cuan.ie/announcements
Emergency · SMS priorityBlock C only

Water supply off 10:00–13:00 today

Emergency repair to the stairwell riser. We'll confirm the moment it's back on.

48/48

Delivered

41

Opened

SMS+Email

Channel

09Reconciliation & reportingT time · R risk

The bank feed reconciles itself.

Open Banking lines flow into a reconciliation workspace: auto-match on unique references and settlements, suggest-match on fuzzy candidates, a manual rail for the rest, and an unmatched-items ageing report.

  • Standard reports per OMC: income & expenditure vs budget, arrears ageing, sinking-fund movement, SLA stats.
  • Portfolio roll-ups across all of it for the Principal.
  • A year-end accountant pack per OMC in the format accountants actually want — Cuan isn't trying to be Sage.
app.cuan.ie/reconciliation

Bank feed · today

96% auto-matched

182

matched

6

to review

2

unmatched

DD · RIVER-014€1,284.00auto
CARD · RIVER-088€642.00auto
DD · MALT-021€980.00auto
TRF · 'service charge'€1,284.00review
TRF · J Murphy€420.00review

Suggested matches are one tap to confirm — the rest is already done.

10The director portal · the growth weapon

What you show the next board you pitch.

A read-only command view per OMC: live client-account balance, spend vs budget by line, aggregate arrears, request SLAs, compliance greens and the approvals queue. A volunteer director opens it monthly, feels in control, and sleeps better.

Explore the director portal
board.cuan.ie/riverwood-hall
RH

Riverwood Hall OMC

214 units · Director view · read-only

All green
Client account · live

€0

Open Banking · synced 2 min ago

+6.2%

Arrears

€0

11 units · names hidden

First response

0.0h

avg · 14 requests this month

Spend vs budget

FY24 · 9 of 12 mo
Insurance
92%
Lift & M&E
64%
Cleaning
78%
Sinking fund
41%
Compliance calendar
Fire alarm certRenewed Mar
Lift servicingNext 12 Aug
InsuranceBound to Apr
Emergency lightingDue in 9 days
The money architecture

Cuan never holds your funds.

Collection rails are contracted in your name and settle directly to the PSRA client account. Cuan meters volume for billing but is never in the flow of funds — keeping you outside e-money licensing and strengthening your PSRA accounting evidence.

GoCardless

Direct debit

The strategic rail. Mandates persist year to year — the single biggest structural fix to collections.

Stripe

Cards & sale-pack fees

Pay-now and sale-pack fees via connected accounts, settling to the client account.

Open Banking

Reconciliation & live balance

Powers transfer-matching and the director's live client-account balance.

Every euro is referenced, matched and reportable — your accountant's PSRA report gets easier, not harder.
The AI layer

Approval-first. The human always taps approve.

AI drafts, classifies, summarises and flags — it never sends, never charges, never files. Below a confidence threshold, items route to a “needs human read” lane rather than being presented as confident.

  • Inbox triage, budget variance notes, arrears tone, document Q&A and sale-pack pre-population — each toggleable per agency.
  • Model routing: fast models for triage and drafting volume; the most capable reserved for lease extraction and pack accuracy.
  • Every prompt and output is logged for audit, with PII minimised — and nothing reaches an owner without explicit approval.
app.cuan.ie/requests · Riverwood Hall

Inbound · last 15 minutes

Portal · Tenant C-14

Water coming through the stairwell ceiling 💧

07:41

Email · J. Murphy (Owner)

There's a brown stain spreading on Block C landing

07:48

Email · Owner B-2

Is someone looking at the leak in C?

07:53

Phone · quick-logged 10s

Resident rang re: ceiling water, Block C

07:55
Cuan AI merged 4 reports → 1 request
AI triage · drafted Urgent · water

Water ingress — Block C stairwell

MaintenanceBlock C4 reporters linkedRoofing

Suggested reply · agency tone

“Thanks for letting us know — we've logged the water ingress in the Block C stairwell and a roofing contractor is being assigned this morning. We'll update you the moment it's resolved.”

Proposed next action

Send acknowledgement to all 4 → create work order → assign roofing contractor with photos.

Nothing is sent until you tap approve. Always.

Book a 9-minute demo

See your arrears recovering — live.

Five demo beats, no settings screens. The dashboard, the inbox, the owner's phone, the sale pack, and the portal you'll pitch with.