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Cuan
Arrears recovery

Recover more. Without the awkward call.

Late service charges are a confrontation problem, not a collections problem. Cuan runs a humane, board-approved ladder on every unit, so owners quietly self-cure and your team never picks up the phone.

On-time collection rising past last year, with an owner self-curing at nightOn-time collection+15 ptslast year€0recovered on a €3m book, no calls madePlan self-enrolled23:04 · no call, no chase

Chasing money is the job nobody wants.

So it slips. And every euro that slips is one a director notices, and one you have to explain at the AGM.

The old way

A spreadsheet of who owes what, chased unit by unit.

The Cuan way

One board-set ladder runs on every unit, automatically.

The old way

A reminder letter you write, print and post.

The Cuan way

Reminders that escalate on their own, in your branding.

The old way

A phone call you dread, to a neighbour, about money.

The Cuan way

No call made. Owners self-cure from a link at 11pm.

The old way

Vulnerable owners missed, or chased too hard.

The Cuan way

Flagged, and escalation freezes on the spot, logged.

The old way

The board finds out at the AGM, from a stale PDF.

The Cuan way

The board watches arrears fall, live, in aggregate.

The old way

Year end: rebuild the chase history from memory.

The Cuan way

Every notice and plan already on one timeline.

How it works

From one press to paid, on its own.

How Cuan recovers arrears, step by stepOne press, the whole development billedBudget 2026Issue run0invoices issued · statements sent
  1. 1The run

    One press bills the whole development

    Approve the budget once. Cuan issues every invoice, sends each owner their own statement, and starts the clock. No mail-merge, no spreadsheet, no late nights in April.

  2. 2The ladder

    A humane ladder that runs itself

    Gentle at Day 14, a plan offer at Day 30, formal by Day 60. The tone and the timing are the board's, applied to every unit automatically, so no one has to decide who to chase this week.

  3. 3Self-cure

    Owners settle up at 11pm, from the sofa

    The Day-30 nudge links straight to a self-serve instalment plan. Most people who were dodging a phone call quietly fix it themselves, at night, on their phone. You never make the call.

  4. 4Humane

    Vulnerable owners are protected, by design

    Flag a unit and its escalation freezes on the spot, logged, and handed to a person. Firm where it should be, and never where it shouldn't.

Owners pay the way the OMC chooses.

Set the default to pull or push. Either way, Cuan captures the payment over AIS and marks it paid, so the reconciliation is automatic and the money lands in the client account.

Pull, by Direct Debit

Default

Cuan collects on the due date. Set-and-forget for the owner, with nothing to remember.

0.8% + 30c

per transaction, capped at €6

Reconciled automatically via AIS

Push, by bank transfer

The owner logs into their own bank and pays with their unique reference. A little more effort for them, nothing to collect for you.

Free

no transaction fee, owner-initiated

Reconciled automatically via AIS

The outcome

The number that renews the contract.

Cuan is measured on one thing: more of what you bill, collected on time. Everything else follows from that.

+15 pts

on-time collection, in a cycle

€150k

recovered on a €3m book, no calls

11pm

when owners typically self-cure

0

chase calls your team has to make

Firm, humane, and defensible.

Everything the ladder does is set by the board, logged, and safe to show an owner, an auditor or a court.

Board-approved ladders

Set the tone and cadence once. It applies to every OMC and every unit, consistently and defensibly, so no one is chasing on instinct.

Self-serve instalment plans

Owners spread the balance in two taps, no call and no negotiation. Enrolment posts straight to the ledger and pauses the ladder.

Vulnerable-owner guardrails

Flag a unit and escalation freezes on the spot, audit-logged, so the process is firm without ever being blunt.

Straight to the client account

Every euro collected settles to the OMC's PSRA client account. Cuan reads and reconciles over AIS, and never holds the money.

Per-unit chase history

Every notice, plan and payment on one timeline, ready to hand to the accountant or the solicitor without reconstruction.

GDPR-safe by default

Directors see the total and the ageing, never a neighbour's name. Named detail is a deliberate, logged exception.

Arrears recovery

See it recover your book, not a demo one.

Bring last year's collection rate. We'll show you the lift on your own numbers in nine minutes.